Healthcare is complicated. Paying for it shouldn’t be.
OoPHE takes the stress out of healthcare payments—so your team can get the care they need, without delay, confusion, or financial strain.
When someone you love needs care, you shouldn’t have to wait for payday.
OoPHE CareCredit™ gives you instant 30-day, interest-free medical credit—paid through payroll.
So you can act fast when it matters most.
Tired of rising premiums and one-size-fits-all plans?
CorporateCare™ gives you full control of healthcare benefits—set the budget, define the rules, and support your team without unpredictable costs or administrative hassle.
Rethink Employee Healthcare Benefits.
Flexible options for employers who want more control, less hassle, and no gaps in care.
CorporateCareâ„¢
Smarter healthcare benefits. Full employer control.
Decide who’s covered, what’s allowed, and how much to spend. We handle the rest—seamlessly.
CareCreditâ„¢
No cash? No problem. Get care now, pay later.
OoPHE CareCredit™ helps employees cover urgent medical bills with 30-day, interest-free credit—paid back via payroll.
Everyone Wins with OoPHE.
Built to support everyone in the care chain.
A healthcare benefit your CFO will love.
Give employees access to care- with no added burden on your budget.
Fixed Annual Cost. No Hidden Liabilities.
OoPHE runs on a flat subscription—no rising premiums, no surprise claims. You always know what you’re paying for.
Staff Get Credit. You Carry Zero Risk.
OoPHE CareCredit™ gives employees 30-day, interest-free healthcare credit—with zero financial exposure to your company.
You Stay in Control. Always.
Set spending limits, flag unusual activity, and track usage in real time. OoPHE puts you in the driver’s seat.
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A healthcare benefit that works—on your terms.
You focus on getting better. We’ll handle the rest
OoPHE takes the stress out of paying for care—with support built right into your job benefits.
Your Company’s Got You
If your employer offers CorporateCare™, approved expenses are paid directly—no out-of-pocket hassle.
Care Now. Pay Later.
Use CareCreditâ„¢ to access interest-free credit for medical costs not covered by your employer, repaid easily through payroll.
A Card That Works for Care
Pay directly at hospitals or pharmacies using your OoPHECardâ„¢, with smart limits and real-time controls.
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With OoPHE, your health comes first. Finances don’t get in the way.
OoPHE is only available through participating employers. Ask your HR if OoPHE is available to you
Cash received. Care delivered. —on time, every time.
OoPHE helps you serve more patients, eliminate bad debt, and secure your cash flow—with zero claims, zero delays, and zero financial risk.
Instant Payment at Point of Care
Whether it’s a consultation, medication, or lab test, OoPHE pays you immediately—no invoicing, no follow-ups.
Less Admin, More Patients
Forget tedious claims and paperwork. Every transaction is pre-authorized and settled in real time.
 More Access, More Patients
OoPHE breaks cost barriers for patients—so you don’t have to turn anyone away for lack of cash.
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Join a growing network of trusted clinics, pharmacies, diagnostics center and hospitals delivering care with confidence—and getting paid without hassle.
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OoPHE lets you focus on patients—not payment recovery.             Â
How It Works.
Fast setup for employers. Seamless care for your team.
Step 1
Your Employer
Joins
Your company signs up and sets your healthcare benefit.
Step 2
You Activate Your Account
Receive your secure invite and complete setup in minutes.
Step 3
Request Care in Seconds
Submit a request. We’ll check your limits and approve instantly.
Step 4
Provider Gets Paid Instantly
No delays. We pay the provider directly.
Step 5
You Upload Your Receipt
Snap and upload your receipt—it’s automatically verified.
Questions? We’ve Got Answers.
Is OoPHE an insurance plan?
No. OoPHE is a modern healthcare benefit platform that helps teams access and pay for care—instantly, affordably, and without complexity. With solutions like CorporateCare™, CareCredit™, and OoPHECard™, employers can support their teams on their own terms, and employees can get the care they need without delays or out-of-pocket stress.
Who can use OoPHE?
Only employees of participating employers. Check with your HR team to see if your company is enrolled.
How do providers get paid?
Instantly—right at the point of care. No forms, no waiting. That means faster treatment and less stress for you.